Written by: JR Robinson

Memphis homeowners, your city has your back! The 901 HELP program is a powerful testament to Memphis' commitment to preserving and strengthening its communities. This innovative initiative offers a lifeline to low and moderate-income homeowners, empowering them to maintain and improve their properties without the burden of high-interest loans.

Empowering Homeowners, Building Communities

The 901 HELP Memphis Home Empowerment Loan Program is more than just financial assistance – it's an investment in the heart of our city. By providing 10-year, low-interest home repair loans ranging from $5,000 to $25,000, this program enables homeowners to:

• Preserve the integrity of their homes
• Increase property values
• Enhance neighborhood aesthetics
• Foster pride in homeownership

A Helping Hand for Those Who Need It Most

This program specifically targets those who might otherwise struggle to afford necessary home repairs. By focusing on low and moderate-income homeowners who have owned and occupied their single-family or duplex homes for at least 12 months, 901 HELP ensures that long-term residents can continue to thrive in the neighborhoods they call home.

Accessible and User-Friendly

The City of Memphis has made applying for 901 HELP straightforward and accessible:

• Online applications available at www.HOME901.org
• Option to request printed applications
• Multiple submission methods: email, drop-off, or mail
• Dedicated support from United Housing, Inc.

Investing in Memphis' Future

By helping homeowners maintain and improve their properties, 901 HELP does more than just fix houses – it strengthens the very fabric of our communities. This program demonstrates Memphis' dedication to:

• Preserving affordable housing
• Preventing blight and property deterioration
• Encouraging long-term residency
• Building generational wealth through homeownership

Memphis, your home is your castle, and now you have the support to keep it strong. The 901 HELP program is a shining example of how a city can empower its residents, one home at a time. Together, we're building a stronger, more resilient Memphis – one repaired roof, updated electrical system, and renovated kitchen at a time.

Don't let financial constraints hold you back from creating the home you deserve. Reach out to United Housing today and take the first step towards a brighter future for your home and our city. Memphis believes in you, and 901 HELP is here to turn that belief into action!